
Personal Finance: Budgets and Cash Flow
Build and Adjust Monthly Budgets
Money skills workbook
Monthly budgets, cash flow, credit, interest and the cost of borrowing. The books are for Grades 9–12.


Build and Adjust Monthly Budgets

Compare Borrowing Offers by Total Cost
Personal Finance: Credit, Interest, and Borrowing Costs builds on Personal Finance: Budgets and Cash Flow. Everything in them is invented for practice: the people, the households, the lenders and the offers.
A calculator is always allowed. The skill being taught is planning, not mental arithmetic.